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How cloud accounting can help you make better business decisions

How cloud accounting can help you make better business decisions

I recently attended a Business Insights presentation with other business owners, software providers, accountants and advisers.

Of course, it wasn’t long before the conversation turned to cloud accounting, and how its real-time data can really help businesses. The presenters talked about its importance, and how it can not only improve business performance but also change the relationship between business owners and their accountant/adviser.

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Economic Snapshot – August – September 2016

Economic Snapshot – August – September 2016

In summary

Financial markets were quieter in August than in previous months as Northern Hemisphere holidays reduced the volume of trading activity. Key economic data around the world did little to change the overall picture the markets have come to understand and expect. That is, the US economy continues to improve, but without sufficient strength to make a clear case for imminent interest rate increases. The government stimulus program in China is still showing up in some better than expected activity numbers, but this is not expected to last into 2017. In Australia, economic growth is holding up fairly well, led by the housing sector, while business investment and inflation remained muted. The UK economy is starting to show signs of the adverse impact of the Brexit vote, which led the Bank of England to ease monetary policy further in August. The Reserve Bank of Australia has been content to leave the cash rate at 1.5%. The US Federal Reserve has been try to soften the markets up for the possibility of higher-than-expected interest rates, but the mixed economic data have been undercutting their efforts.

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Milkshakes, accountants and business advisors: Why tailored solutions matter

Milkshakes, accountants and business advisors: Why tailored solutions matter

During a recent holiday, my family and I embarked on the search for the ultimate milkshake. Of course, we all had different ideas about the ultimate slurp, so it wasn’t going to be easy.

We looked up the best milkshake cafes in the area (according to some food writer), and read a few online reviews. And then at the end of each day we’d buy a different milkshake on our way back from soaking up the sun.

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Two ways to help your children get a foothold in the property market

Two ways to help your children get a foothold in the property market

Like all parents, you want your children to have the best possible start in life by helping them grow their own financial nest egg. And owning property is a great way to do it. So how can you help your children get a foothold in the property market?

Ideally, you’d be able to give them enough money to cover the 5% cash deposit and associated stamp duty and legal costs. But what happens if you don’t have the money? Can you still help your children get a foothold?

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Economic Snapshot – July 2016

Economic Snapshot – July 2016

In Summary – a look at July 2016

The turbulence world financial markets unleashed by the surprise Brexit vote at the end of June quickly disappeared in July as it became apparent that any immediate negative impact would more than likelybe restricted to the UK. The issue of sorting out the actual exit has also been realised as a long term
programme meaning there’s no need to overreact.

What markets did do, is turn their attention back to the pace of economic growth and its implications for central bank policy. In general, the latest data show no signs of imminent recession in major key economies like the US and China. Equally there’s not enough US growth to clearly compel the Federal Reserve to lift interest rates in a hurry. Combined with expectations of further monetary stimulus in the UK, Europe and Japan, the markets were happy to resume buying both equities and government bonds.

After holding the cash rate steady in June, the Reserve Bank cut to a new record low of 1.5% on August 3rd. This came in the wake of the inflation report for the second quarter which, as expected, showedinflation remaining below the bottom of the Reserve Bank’s target range.

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