Keep More of What You Earn in 2026

By the time your accountant rings in August, the year is closed. The deductions are fixed. The structure is what it is. The chance to act ended on 30 June.

This guide is what to do before that window closes. Three steps. Structure. Strategy. Solution. It’s the same playbook we run with clients every May and June. Updated for what the ATO is chasing in 2026.

30 June 2026 doesn’t move. Don’t wait until August to find out what it costs you.

Inside the guide:

• The business tax moves most owners leave on the table every June
• 16 ways to reduce your personal tax, ranked by what’s actually worth your time
• The Division 296 update on the new tax on super, and who it really affects
• What’s new at 30 June 2026, and what to do before it gets here
• The trust and company errors the ATO is actively hunting for in 2026

Two ways to use the method

Self-help. Read the guide, mark it up, action what applies. Most readers walk away with three or four moves they can make themselves.

Done with us. For business owners, investors, and family groups who’d rather have the plan run for them, our Tax Planning Service includes:

• A taxable income forecast across every entity in your group
• Permanent tax-saving opportunities, identified and quantified
• Tax deferral opportunities mapped against your cash flow
• A 12-month forecast of what tax you’ll owe, how much, and when
• A documented action plan with the moves, the dollar impact, and the dates